10 Practical ways to save money you may have overlooked

What works for you when you budget your finances? For us, the most effective strategy to date is the envelope method. The envelope method is when you mark envelopes with your expenses (e.g. Electricity bill, Water bill, etc.) then allocate an amount for each expense from your salary. In this way, we had been able to apply control over our spendings, pay off the priorities,  and set aside money for our savings.   A lot of people tell me they just don’t have money to save, and I think that perhaps for some people, it’s true. For others, though, I […]

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