We recently helped our eldest son Pablo open a BDO Junior Savers account. It’s been a plan for him to open a bank account and a Mutual Fund for him since we started giving him allowance every time he goes to his MAPE classes. The original plan was to open an MF account first, but we were prompted to do the savers account before the Mutual fund because of circumstances. For one, he’s involved in a couple of professional projects and started earning his own money this year. We want to make sure that he will see the financial returns […]
PhilCare ERVantage Plus: Affordable HMO for your family’s hospitalizations
One of the biggest regrets I have in my life is having squandered the income I once had, and not being smart enough to secure health insurances for myself and for the people I love at a time when I best could. If you’ve read my past posts on finances, you’d know that my husband and I have only been able to turn our finances around nearing our 40’s. it’s not a pretty picture, to be honest, but what’s a couple to do but to get our act together anyway and push forward, right? Lucky for us, we live in […]
Money Matters: The Philippine Market Outlook 2017 and the Small Investor
As a newbie investor, I try my best to understand the processes involving my investments. I find that it’s good to know how the market is and where it’s going,how the peso is performing, and how the current world issues are seen to affect the local economy. I can’t speak for other investors, but I like knowing what to expect from my investments and whatever could cause its increase or decrease. I find that it gives me the opportunity to figure out my way through and maximise my options as an investor. I may have not been able to join […]
Money Matters: 7 Investments I value the most in this lifetime
I have been pondering on some finance topics to write about this January. By tradition, the New Year stands as a fresh start for everyone and as expected, finance posts have been flooding my news feeds the past few weeks. It’s a fresh start for us, too! For months, I’ve been talking about how we were slowly but surely inching our way out of our credit card debt, and last week, we paid the last of it, yahoo! Let me take this opportunity to declare that we are finally “DEBT-FREE!” Opportunity in disguise Paying our credit card debt monthly became […]
Tiny Living: 5 Things you need to know about tiny living
It’s been a year since we moved into our tiny apartment. The experience has been great but we were also forced to make some difficult decisions. For instance, we had to find our pet, Max, a new home. Max grew up to be a bigger dog than we expected and the balcony wasn’t enough room for him. We couldn’t bring him to the park as often as we wanted because the routes where he can pass weren’t easy. It was either one where there were too many dogs without leashes running around or the public road with very little sidewalk. His […]